|There are thousands of templates available at very reasonable prices or free. If you are using a free template, it will be necessary to include an acknowledgement link. A license should be obtained, if required, prior to using any template.
The advantage of using a template is that they are professionally designed and very eye pleasing. You will be able to find a template that suits your style and needs exactly without having to hire a graphic designer. The disadvantage is that templates are not very flexible. You will be restricted on where you can insert your information.